1. What the Service is
PTS Wizard is a software-as-a-service (SaaS) analytics and education tool. You upload a chart screenshot; the Service returns an automated technical-analysis interpretation based on the Smart Money Concepts methodology, including an illustrative direction, entry, stop, target levels, and a conviction score, and may grade illustrative setups against subsequent public market data for educational and transparency purposes.
The Service is informational and educational software only. It does not provide financial, investment, or trading advice, is not a broker or custodian, and never holds your funds or trades on your behalf. Connecting an exchange is optional; if you do, an order is placed in your own account, with your own API keys, only when you review a specific setup and tap Execute yourself. The Service does not place trades automatically. See our Disclaimer, which is incorporated into these Terms by reference.
2. Eligibility
You must be at least 18 years old and legally able to form a binding contract in your jurisdiction. You are responsible for ensuring that your use of the Service is lawful where you live. The Service is not offered where prohibited by law.
3. Accounts
You must provide accurate registration information and keep your credentials secure. You are responsible for all activity under your account. Notify us promptly of any unauthorized use.
4. Subscriptions, billing, and API usage
- The Service is offered on free and paid subscription tiers, and through a metered API. Current plans and prices are shown at checkout.
- Recurring subscriptions renew automatically for the stated period until cancelled. You authorize us and our payment processor to charge your payment method on each renewal.
- API usage may be billed per successful call as described at purchase.
- Prices may change; we will give notice before a change affects your renewal.
- Taxes may apply depending on your location and will be shown where required.
5. Refunds and cancellation
- You may cancel at any time; cancellation stops future renewals and takes effect at the end of the current billing period.
- Because the Service delivers digital access immediately, fees already paid are non-refundable except where required by applicable law or expressly stated otherwise.
- Where a statutory right of withdrawal or refund applies to you (for example, certain consumers in the EU/UK), that right is unaffected by this section.
- We may offer discretionary refunds; doing so once does not obligate us to do so again.
6. Acceptable use
You agree not to:
- use the Service for unlawful purposes, or to provide regulated financial advice to others without your own required licenses;
- resell, redistribute, or present the Service's output as a licensed advisory or managed-money service;
- scrape, reverse-engineer, or abuse the Service or API beyond your plan limits;
- upload content you do not have the right to upload, or that infringes others' rights;
- attempt to disrupt, overload, or gain unauthorized access to the Service.
7. Intellectual property
We own the Service, its software, models, branding, and content. We grant you a limited, non-exclusive, non-transferable license to use the Service under these Terms. Analysis output generated for you may be used for your own personal or internal business purposes, subject to these Terms.
8. Third-party services
The Service relies on third parties (for example, hosting, AI model, and payment providers). We are not responsible for their services, and your use may also be subject to their terms.
9. No advice; no guarantee; assumption of risk
You acknowledge and agree that:
- the Service provides educational and analytical software only and not financial, investment, or trading advice;
- no outcome or profit is guaranteed, and past performance (including any public ledger or leaderboard record) does not indicate future results;
- trading involves substantial risk of loss, up to and including your entire capital and, for leveraged products, more;
- every decision and trade you make is your own, and you are solely responsible for it.
10. Disclaimer of warranties
The Service is provided "as is" and "as available" without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, accuracy, and non-infringement. We do not warrant that the Service will be uninterrupted, error-free, accurate, or profitable.
11. Limitation of liability
To the maximum extent permitted by law, we and our affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any trading, investment, or financial losses, arising out of or relating to your use of the Service. Our total aggregate liability for any claim relating to the Service will not exceed the amount you paid us for the Service in the three (3) months preceding the event giving rise to the claim.
Some jurisdictions do not allow certain limitations; where that applies, the above limits apply only to the extent permitted.
12. Indemnification
You agree to indemnify and hold us harmless from claims, losses, and expenses (including reasonable legal fees) arising from your use of the Service, your violation of these Terms, or your violation of any law or third-party right.
13. Suspension and termination
We may suspend or terminate your access if you breach these Terms or if required for legal, security, or operational reasons. You may stop using the Service at any time.
14. Changes to these Terms
We may update these Terms. Material changes will be notified through the Service or by email. Continued use after changes take effect constitutes acceptance.
15. Governing law and disputes
These Terms are governed by the laws of [INSERT JURISDICTION — e.g. the country/state where your entity is registered], without regard to conflict-of-laws rules. The courts of that jurisdiction will have exclusive jurisdiction, except where mandatory consumer-protection law grants you rights in your home jurisdiction.